Goto

Collaborating Authors

 spending habit


Playing Large Games with Oracles and AI Debate

Chen, Xinyi, Chen, Angelica, Foster, Dean, Hazan, Elad

arXiv.org Artificial Intelligence

We consider regret minimization in repeated games with a very large number of actions. Such games are inherent in the setting of AI safety via debate, and more generally games whose actions are language-based. Existing algorithms for online game playing require computation polynomial in the number of actions, which can be prohibitive for large games. We thus consider oracle-based algorithms, as oracles naturally model access to AI agents. With oracle access, we characterize when internal and external regret can be minimized efficiently. We give a novel efficient algorithm for internal regret minimization whose regret and computation complexity depend logarithmically on the number of actions. This implies efficient oracle-based computation of a correlated equilibrium in large games. We conclude with experiments in the setting of AI Safety via Debate that shows the benefit of insights from our algorithmic analysis.


How Artificial Intelligence is Impacting Personal Finance - ReadWrite

#artificialintelligence

It seems nearly everyone has been talking about artificial intelligence for years now, and one of the industries where it's gained the most attention is personal finance. A.I. is becoming so popular that many online banking users today have become used to--and even dependent on--receiving personalized insights into their spending habits, all powered by A.I. On the other side of personal finance, artificial intelligence also plays a crucial role in retail investing. An increasing number of traders depend on algorithmic trading based on A.I.s to stay profitable. In this post, I'll discuss these and other ways how A.I. is impacting personal finance and, more importantly, how you can take full advantage of it. Artificial intelligence refers to a branch of computer science where engineers develop software to "think" independently.


Top Machine Learning recommended systems

#artificialintelligence

We cannot underestimate the fact that the Internet plays a vital role in our personal and professional lives! We all rely on technology these days. Sometimes we rely on manual methods to achieve our goals a decade ago, and we never expected to be thinking about machine learning applications at this time. We never thought we could check the real traffic situation on the road before leaving the area to reach our destination. It was hard to imagine 10 years ago that we could order food with just a few clicks!


Top Machine Learning Recommended Systems We Use in Our Everyday Life

#artificialintelligence

We can't discount the fact that the internet plays an important role in our personal and professional lives! We are all reliant on technology nowadays. We sometimes depend on manual methods to achieve our goals over a decade ago, and we never anticipated that we would be thinking about machine learning applications in this period. We never imagined that we could examine the actual state of traffic on a road before leaving a location to reach our chosen destination. It was difficult to think 10 years ago that we could order food with only a few clicks!


Artificial Intelligence Will Change the Banking Sector says Deltec Bank, Bahamas

#artificialintelligence

Machine learning uses algorithms to determine if specific activities from consumers seem out of character when compared to previous spending habits. Some individuals see the advancement of artificial intelligence as an indispensable technology that the banking sector can utilize to generate new revenue streams. Others look at AI as an existential menace to the very existence of jobs. When up to 1.2 million employment opportunities could get lost due to the automation and self-regulation capabilities that AI software provides, then it is a topic that must be taken earnestly. Artificial intelligence might seem like another marketing buzzword today, much like the notion of Big Data was back in the early 2010s.


5 Ways AI Technology is Transforming the Financial Markets

#artificialintelligence

Finding complex solutions to financial challenges has become achievable with advancements in technology. Practitioners are daily seeking ways to use computational applications to offer modeling, forecasting, and robust trading solutions in the financial sector. Here are five ways artificial intelligence technology is transforming the financial markets. Notably, the cutting-edge artificial intelligence technology is mainly transforming the financial markets. Most people commonly use AI and automation terms interchangeably, but the truth is that one does not necessarily mean the other.


Importance of Artificial Intelligence in making lending easier and profitable - CIOL

#artificialintelligence

Over the year, evolution in global technologies has made people move forward from fixed phones to mobile phones. Today, every sector is readily and rapidly adapting the Artificial Intelligence (AI). With the fast-paced modern industries, AI is becoming an integral part of business operations. AI is not limited trend-based forecasting in marketing but its presence is getting indispensable in every vertical of the company. AI is much more efficient in analysing data patterns, based on these patterns companies acquire in-depth knowledge about their potential customers, their requirements and their behaviour.


Artificial Intelligence at Wells Fargo – A Brief Overview Emerj

#artificialintelligence

Niccolo Mejia covers AI applications across industries at Emerj. He holds a bachelor's degree in Writing, Literature, and Publishing from Emerson College. Wells Fargo has begun a number of AI initiatives, some they've created in-house and some they've created with help from vendors. We begin our exploration of Wells Fargo's AI initiatives with its collaboration with Kasisto for a customer service chatbot. According to Deloitte, AI is a technology that will change how financial markets are structured and regulated.


The Biggest Fintech, Blockchain, & Cybersecurity Trends in 2018

#artificialintelligence

With 2017 coming to an end, we can get a glimpse of what's yet to come in the next 12 months through the number of investments and product testing. It's no surprise that financial institutions were the first players to experiment with blockchain technology since 2014 and became active investors in the space that totalled $4.5 billion of funding in 2017. In the past few years, financial institutions were testing blockchain technology and working on proof of concepts. By 2017, this largely moved into production stages. In 2017, a group of 11 international banks developed a trade finance application using R3 technology.


How Richard Thaler's Nudge Theory Can Be Used in Analytics

@machinelearnbot

The 49th Sveriges Riksbank prize in economic sciences – commonly referred to as the Nobel Prize for economics – has been awarded to Richard H Thaler for his contributions to behavioural economics. He was a key proponent of the idea that humans do not act entirely rationally and is primarily known for his often misunderstood concept of Nudge Theory. Attributed to Richard Thaler and Cass Sunstein in their book "Nudge: Improving Decisions about Health, Wealth, and Happiness," a "Nudge" can change the behaviour or decision that a human will make. The basis of Nudge theory is to apply an understanding of predicted behaviours to shape and influence that automated process. Leveraging a variety of different strategies, such as default settings, information as an incentive and right context, companies have proven the ability to change someone's behaviour through a successful Nudge.